Choosing the right payment structure for a new aesthetic device is one of the most important decisions a clinic owner can make. The goal is always the same: secure the best technology while protecting cash flow, reducing financial risk, and maximising long term profitability.

Derma Group makes this decision easier by offering three flexible routes: outright purchase, affordable rental, and finance through FCA approved lenders. Each option has its own strategic benefits depending on your clinic’s size, financial position, and business goals.

This guide breaks down the pros and considerations of each method, using verified information from the Derma Group brochure. 

Why Your Payment Structure Matters

Aesthetic devices are high value assets that can significantly increase revenue. For example:

• Derma Pro Fusion can generate up to £6,000 per month from treatments.
  
  
• Derma Quad Laser can generate up to £24,000 per month from hair removal courses.
  
  
• Derma Sculpt body treatments can generate up to £9,000 per month.
  
  

Your payment plan influences how quickly you reach profitability, how much capital you retain, and how soon you can invest in additional devices or marketing.

1. Outright Purchase

According to the brochure, outright purchase is the simplest payment route. Clinics pay the full amount upfront or pay a 50 percent deposit with the remaining balance due before delivery. 

Best for clinics that want:

• Full ownership immediately
  
  
• No monthly payments
  
  
• Maximum long term profit
  
  
• Total control over the device
  
  
• Strong cash flow and available capital
  
  

Advantages

• You own the asset from day one.
  
  
• All revenue goes directly to your clinic.
  
  
• No finance fees or additional monthly costs.
  
  
• Ideal for clinics planning to use the device frequently.
  
  

Considerations

• Requires the largest upfront investment.
  
  
• Can reduce available cash for marketing or staff if not planned well.
  
  

This option works best for established clinics with stable revenue or for owners who want to maximise margins long term.

2. Affordable Rental

Derma Group offers flexible rental options that allow clinics to access advanced technology with low upfront costs. For example, rental deposits can start from £2,400 plus VAT with monthly payments from £149 to £699 depending on the device. 

Best for clinics that want:

• Minimal upfront cost
  
  
• Flexibility to upgrade or return the device
  
  
• Ability to test demand before committing
  
  
• Lower financial risk
  
  

Advantages

• Easiest and lowest barrier to entry.
  
  
• Ideal for new clinics or those expanding treatment menus.
  
  
• Helps protect cash flow while still offering premium services.
  
  
• Allows clinics to upgrade as technology evolves.
  
  

Considerations

• You do not own the device.
  
  
• Monthly payments reduce profit margins compared to outright purchase.
  
  

Rental is popular among new clinics that want to introduce high demand treatments without committing large capital.

3. Flexible Finance

Finance is an appealing middle ground. Derma Group works with FCA approved lenders who offer low deposits, soft credit checks, and high acceptance rates. 

Best for clinics that want:

• Ownership at the end of the term
  
  
• Manageable monthly payments
  
  
• Ability to spread the cost while still benefiting from full revenue
  
  
• Lower initial cash outlay compared to purchase
  
  

Advantages

• You own the device once payments are complete.
  
  
• Fixed monthly costs help with predictable budgeting.
  
  
• Treatments often generate enough revenue to cover monthly payments easily.
  
  
• Allows clinics to scale without draining capital reserves.
  
  

Considerations

• Higher total cost compared to paying upfront due to finance interest.
  
  
• Commitment required for the loan term.
  
  

Finance suits growing clinics that want the stability of ownership with the flexibility of spreading costs.

Revenue Comparison: Which Option Leads to the Fastest ROI?

When analysing profitability, the decision often depends on treatment demand and pricing. Using Derma Group’s own revenue projections:

High demand treatments include:

• Laser hair removal generating up to £24,000 per month.
  
  
• EMS body sculpting generating up to £9,000 per month.
  
  
• Hydra dermabrasion generating up to £4,800 per month.
  
  

Clinics offering these treatments frequently cover monthly rental or finance payments with only a few clients per week.

How to Choose the Best Option for Your Clinic

Choose Outright Purchase if:

• You have strong available capital
  
  
• You want the highest long term profit
  
  
• You plan to use the device heavily
  
  
• You want full ownership from day one
  
  

Choose Rental if:

• You want the lowest upfront cost
  
  
• You are testing a new treatment category
  
  
• You are a start up clinic or working with limited cash flow
  
  
• You want flexibility to upgrade
  
  

Choose Finance if:

• You want to spread the cost while keeping revenue high
  
  
• You plan to keep the device long term
  
  
• You want predictable monthly payments
  
  
• You prefer to retain more working capital in the business
  
  

The Bottom Line

There is no one size fits all answer. The right payment option depends on your clinic’s size, growth stage, treatment demand, and cash flow strategy.

Derma Group’s flexible approach gives clinic owners the ability to invest in premium technology without unnecessary financial pressure. With options for purchase, rental, and finance, clinics of all sizes can introduce profitable treatments, attract new clients, and scale sustainably.

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